Whether you own or rent, your home is the center of your life and holds everything you cherish. But how protected is your home if a fire, storm or break-in occurs? Will your current insurance help you replace it all? That’s why it’s a good idea to review your coverage annually to make sure it meets your current needs.

Others who switch their homeowners and renters insurance are saving money and getting better coverage thanks to:¹

• Special savings that are typically greater than anything you can find on your own²
• Quick, multiple quotes from some of America’s top insurance companies—all from one phone call
• Convenience of being able to switch right away and start saving sooner
• Ease of paying premiums via payroll deduction³
• Portable coverage you can take if you leave your current employer

We bring top-rated carriers to compete for your business. Your custom, real-time quotes are provided by several well-known companies: Progressive®, Liberty Mutual® Insurance, Farmers GroupSelect®, Travelers, and Safeco Insurance®.

Attention: Inflation, increases in claims, instances of natural disasters, and other key factors are making it more difficult to secure auto, home, renters and other insurance options. As a result, coverage options may be limited.

PLEASE NOTE: Due to increased risk associated with coastal property locations, the availability of property insurance coverage may be limited. Underwriting considerations include proximity to tidal waters, year built, construction, elevation and modifications which may have been made to the structure, i.e. hurricane shutters. As with all policies purchased through this program, eligibility for coverage is subject to the insurers' underwriting guidelines.
 

Homeowners Insurance in Florida is Limited
Very few Florida homeowners will be able to obtain coverage through the program due to underwriting rules. Mercer Voluntary Benefits and Disney have expended every available resource and all of our influence with each insurance carrier and no special arrangements or exceptions to the State regulations are allowed. For more information please call the Disney Voluntary Benefits service center at 800-578-5720 Monday through Friday, 8 am to 11 pm ET (5 am to 8 pm PT).
 

If you have trouble obtaining your desired coverage through one of our carriers you may contact:

Florida Market Assistance Plan (FMAP)
FMAP is a free referral service designed to match consumers who cannot find property insurance with Florida licensed agents and insurers who are writing new business. FMAP was created by the Florida legislature in 1985 as a service organization designed to assist consumers in obtaining property and casualty insurance coverage from authorized insurers in the private market. For more information on FMAP, please call: 1-800-524-9023 or visit www.fmap.org/

¹Home Insurancei s not available in FL from the carriers offered in this program and is not part of the Farmers GroupSelectSM benefit offering in FL and MA.
²Discounts are not available from all carriers and only available to those who qualify. Coverages, discounts and billing options are subject to state availability, individual qualification and/or the insuring company's underwriting guidelines.
Actual coverage, programs, services, discounts, and credits vary by state. Not all options and coverages are available in all states; terms and conditions apply. Coverage is provided and underwritten by Electric Insurance Company^®, located at 75 Sam Fonzo Drive, Beverly, MA 01915. If there are discrepancies between this information and the policy, the terms of the policy apply. For additional information please contact Electric Insurance Company at 800.227.2757. 190-0002 (05/20) © Electric Insurance Company.